For hot sleepers
The Best Cooling Mattress Protectors (2027)
Cooling mattress protectors for hot sleepers: the best cooling mattress protector options with cool-touch and bamboo surfaces that waterproof without warming the bed, compared for the broader cooling mattress protector category.
The short answer
Hot sleepers in 2027 should protect with the Tempur-Pedic Cool Luxury at the premium end or the Coop protector for value, and skip thick terry and microfiber models.
Our top picks at a glance
- Tempur-Pedic Cool Luxury Mattress ProtectorCool-touch waterproof protection tuned for Tempur and other premium mattresses.Best cool-touch
- Coop Home Goods Waterproof Mattress ProtectorA silent, cooling-feel protector from the adjustable pillow people.Best quiet cooling value
- PlushDeluxe Premium Bamboo Mattress ProtectorBamboo-rayon surface for cooler, softer waterproof protection.Best natural surface
- AllerEase Ultimate Zippered Mattress ProtectorA zippered cotton-top encasement with a waterproof top layer from the allergen-barrier specialist.Zippered allergy encasement
What owners report
Synthesized from recurring themes in long-term owner feedback.
Most praised
- Cool touch and bamboo surfaces take the clammy edge off that plain waterproof layers usually add
- These picks protect foam beds without masking the sink and support sleepers chose them for
Common complaints
- None of these actively cool the bed, so expectations set by a cold to the touch showroom feel fade overnight
- Care limits are strictest on the premium models, with cold washes and low drying only
The picks, ranked
Every product in this lineup was picked for this use case, ranked with our strongest choices first. If a product from the wider category does not genuinely fit this scenario, it is not listed here.
| # | Product | Award | Style | Surface / membrane | Pocket depth | Focus | Care |
|---|---|---|---|---|---|---|---|
| 1 | Tempur-Pedic Cool Luxury Mattress Protector | Best cool-touch | Fitted sheet, stretch skirt | Cool-touch knit / breathable waterproof barrier | Fits premium mattresses up to about 16 in class | Cooling plus feel preservation | Machine wash cold, dry low |
| 2 | Coop Home Goods Waterproof Mattress Protector | Best quiet cooling value | Fitted sheet, top and sides | Soft performance fabric / waterproof barrier | Deep pocket, fits thick mattresses | Silent, cool-feeling waterproofing | Machine wash cold, dry low |
| 3 | PlushDeluxe Premium Bamboo Mattress Protector | Best natural surface | Fitted sheet, top and sides | Bamboo rayon blend / waterproof barrier | Fits up to about 18 in | Cooler natural-feel surface | Machine wash cold gentle, dry low |
| 4 | AllerEase Ultimate Zippered Mattress Protector | Zippered allergy encasement | Zippered encasement | - | - | - | - |
Best cool-touch
Tempur-Pedic Cool Luxury Mattress Protector
Cool-touch waterproof protection tuned for Tempur and other premium mattresses.
A genuinely cool-feeling surface plus stretch that preserves foam feel makes this the premium hot sleeper's protector.
Strengths
- Cool-touch surface actively offsets the heat protectors usually add
- Stretch construction preserves the conforming feel of memory foam
- Waterproof yet breathable membrane
- Premium fit and finish suited to high-end beds
Limitations
- Premium price, especially in king
- Best experience is on foam mattresses it was designed around
- Care requirements are stricter than budget models
| Style | Fitted sheet, stretch skirt |
|---|---|
| Surface / membrane | Cool-touch knit / breathable waterproof barrier |
| Pocket depth | Fits premium mattresses up to about 16 in class |
| Focus | Cooling plus feel preservation |
| Care | Machine wash cold, dry low |
Best for: Owners of expensive mattresses who want protection that does not downgrade the feel they paid for.
Skip if: Budget leads; this protector can cost as much as a budget mattress topper.
Best quiet cooling value
Coop Home Goods Waterproof Mattress Protector
A silent, cooling-feel protector from the adjustable pillow people.
Coop targets heat and noise together at a mid price, the practical primary-bed choice for warm sleepers.
Strengths
- Engineered to be both waterproof and noticeably quieter and cooler feeling
- Preserves mattress feel better than thick terry models
- Machine washable with durable membrane construction
- Pairs naturally with Coop's adjustable-base-friendly bedding line
Limitations
- Mid pricing for a fitted protector
- Cooling is relative; it is not an active cooling product
- Follow care instructions closely to protect the membrane
| Style | Fitted sheet, top and sides |
|---|---|
| Surface / membrane | Soft performance fabric / waterproof barrier |
| Pocket depth | Deep pocket, fits thick mattresses |
| Focus | Silent, cool-feeling waterproofing |
| Care | Machine wash cold, dry low |
Best for: Hot sleepers who refused protectors because of heat and crinkle.
Skip if: You need the absolute lowest price; Coop charges for its fabric engineering.
Best natural surface
PlushDeluxe Premium Bamboo Mattress Protector
Bamboo-rayon surface for cooler, softer waterproof protection.
Bamboo rayon's natural moisture handling keeps the surface feeling fresher through the night than microfiber rivals.
Strengths
- Bamboo-derived rayon surface feels cooler and softer than polyester
- Waterproof membrane is quiet under the natural surface
- Breathable construction suits foam mattresses
- Deep pockets with quality elastic
Limitations
- Bamboo surface can pill if washed with rough items
- Costs more than microfiber equivalents
- Not an encasement; sides below the surface are skirt only
| Style | Fitted sheet, top and sides |
|---|---|
| Surface / membrane | Bamboo rayon blend / waterproof barrier |
| Pocket depth | Fits up to about 18 in |
| Focus | Cooler natural-feel surface |
| Care | Machine wash cold gentle, dry low |
Best for: Warm sleepers who want a natural-feel surface with full waterproofing.
Skip if: You wash hot and dry hotter; bamboo surfaces and membranes both prefer gentle care.
Zippered allergy encasement
AllerEase Ultimate Zippered Mattress Protector
A zippered cotton-top encasement with a waterproof top layer from the allergen-barrier specialist.
AllerEase describes a temperature-balancing finish on the Ultimate's cotton top, the only protector beyond the top three here to make an active temperature claim. Allergy households that also sleep hot can cover both jobs with one zippered encasement.
Strengths
- Zippered encasement seals the mattress rather than covering the top only
- Cotton top keeps the sleep surface natural and quiet
- Waterproof top layer blocks spills and stains
- Specialized seams and zipper built for allergen barrier duty
Limitations
- Encasements are slower to remove and wash than fitted protectors
- Waterproofing is specified for the top layer rather than all six sides
- Temperature-balancing finish is a brand claim, not active cooling
| Size | Queen |
|---|---|
| Style | Zippered encasement |
| Surface | Cotton top |
| Closure | Zipper |
| Protection | Waterproof top layer, allergen barrier |
| Model | 3514AMZ |
Sources: Amazon product listing, CamelCamelCamel
Best for: Allergy households that want a zippered encasement with a cotton sleep surface.
Skip if: You only need spill protection on top; a fitted protector is easier to wash weekly.
Questions, answered
Can a protector really feel cool?
Cool-touch fabrics feel cool on contact and breathable membranes avoid adding heat. No passive protector actively refrigerates; the win is not warming the bed you already cooled with sheets.
Why does my current protector sleep hot?
Thick terry or microfiber surfaces plus a less breathable membrane trap a warm air layer. Switching surface fabric usually fixes it without giving up waterproofing.
Does cooling protection work on foam mattresses?
Yes, and stretch matters: a stiff protector bridges over foam and changes its feel. The Tempur-Pedic and Coop designs flex with the mattress.
Should hot sleepers avoid encasements?
Encasements wrap the whole mattress and breathe least. Unless allergy demands one, hot sleepers do better with a cooling fitted protector.
Will a cooling protector work on a memory foam mattress?
Yes, and foam is where the choice matters most. A mattress protector for memory foam should stretch and flex with the surface, like the Tempur-Pedic Cool Luxury or the Coop, instead of bridging stiffly over it and muting the contouring you paid for. Fit it snugly, avoid oversized pockets that bunch, and the waterproof layer itself will not meaningfully change the foam feel.